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Frequently Asked Questions

Can I still get a loan even if my recent financial history is poor?

You will still be able to get a loan with us.

Under what circumstances will my application be accepted?

Quite simply, as long as you can meet our lenders criteria you will be eligible for a number of poor credit loans:

How much can I borrow and what can I use the money for?

(1) £50 to £750 for typically up to 30 days and (2) £750 to £10,000 from 1 year to 5 years

Are you just another expensive type of payday-loan?

No!

How do I find someone to guarantee my borrowing?

There are lots of people who could be your guarantor and back your application. Friends, family members, work colleges, plus anyone else whom you have a relationship with, someone who trusts you.

How can I make someone comfortable about being my guarantor?

Before asking someone to guarantee you loan we recommend preparing for all the questions that they may ask you: People will just need to be comfortable that you are borrowing the money for the right reasons Not only do you need to be very comfortable with your repayments; but the person guaranteeing you loan needs know that you can afford the financial commitment. If necessary you may need to be quite open with them, just to make them confident that you will and can repay the money. To find out how much the repayments when borrowing differing amounts over different periods of time please see out Calculator.

What are the fees and charges?

Make an application is absolutely free and there is no obligation once you have received a number of offers. Can I pay off the loan early or make lump sum payment so it’s paid off quicker? You can both pay of the balance early and make lump sum payments so it is paid off quicker: